What’s New
ED Delays Federal Student Loan Garnishments
Jan. 16, 2026
On January 16, the U.S. Department of Education (ED) announced it will delay involuntary collections (wage garnishments) on federal student loans while it is implementing major student loan repayment reforms [ED, U.S. Department of Education Delays Involuntary Collections Amid Ongoing Student Loan Repayment Improvements, 1-16-26].
ED said the delay in collections will give defaulted borrowers additional time to evaluate new repayment options. Although ED does not give a specific time for the wage garnishments to begin, one of the upcoming repayment plans is scheduled to begin July 1, 2026.
Courtesy of Jyme Mariani, Esq., PayrollOrg
